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	<title>Investing Insights</title>
	<link>http://yovia.com/blogs/jcullen3</link>
	<description>Commenting on the financial buzz</description>
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		<title>Smart Dividend Investing: Beyond Yield</title>
		<description><![CDATA[In a zero interest rate world, where liquidity and a newfound (recently rediscovered?) religion that credit defaults will be few and far between, assets with yield have been steadily bid up. The result: just as short-term savings accounts offer almost nothing in the way of interest, risk assets have seen spreads (the difference between their [...]]]></description>
		<link>http://yovia.com/blogs/jcullen3/2010/01/19/smart-dividend-investing-beyond-yield/</link>
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		<title>Exxon (XOM) and XTO: A Bold Vote for&#8230; the Status Quo</title>
		<description><![CDATA[Exxon Mobil’s (XOM) blockbuster $40+ billion acquisition deal to buy natural gas producer XTO Energy (XTO) immediately raised questions about whether it was a signal nat gas is the future primary energy source for America. Exxon’s management team made it clear that the XTO deal was done with a long-term time horizon and is not [...]]]></description>
		<link>http://yovia.com/blogs/jcullen3/2009/12/17/exxon-xom-and-xto-a-bold-vote-for-the-status-quo/</link>
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		<title>Dubai, Risk Assets, and the Liquidity Illusion Redux</title>
		<description><![CDATA[Is there a way to make money, on the long or short side, from the quasi-sovereign debt issues in Dubai? Because the situation has already broken and isn’t generally accessible to individual investors, there’s a more worthwhile path to consider than trying to short a bank with UAE exposure (which tends to be relatively small [...]]]></description>
		<link>http://yovia.com/blogs/jcullen3/2009/12/04/dubai-risk-assets-and-the-liquidity-illusion-redux/</link>
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		<title>Quality Large-Cap Retail is Best Portfolio Stocking Stuffer</title>
		<description><![CDATA[Christmas is coming, and that means two sets of flurries are on the horizon – snow and retail news. Now that the aftershocks of the 2008 financial collapse have had time to set in, this year will be a test to see how resilient consumers are in spending for the holidays. Retailers, for their part, [...]]]></description>
		<link>http://yovia.com/blogs/jcullen3/2009/12/03/quality-large-cap-retail-is-best-portfolio-stocking-stuffer/</link>
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		<title>Over-Analyzing Buffett: Railroads Are Simple</title>
		<description><![CDATA[Much has been made of Warren Buffett&#8217;s mega-deal for Burlington Northern Sante Fe (BNI). It is the largest deal of his lifetime, and actuarially speaking, unlikely to be surpassed &#8211; in other words, it is likely the final significant brush stroke Buffett makes on his portrait that is Berkshire Hathaway (BRK-A, BRK-B). When the greatest [...]]]></description>
		<link>http://yovia.com/blogs/jcullen3/2009/11/13/over-analyzing-buffett-railroads-are-simple/</link>
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		<title>Bank Bailout Report Card: What Are We Grading?</title>
		<description><![CDATA[Earlier this week, I gave a presentation on Merrill Lynch, the differences between it and other investment banks, and why Bank of America&#8217;s (BAC) acquisition of the company in its dying days of September 2008 was not necessarily a bad idea. While a tough position to argue on its face, there are actually many reasons [...]]]></description>
		<link>http://yovia.com/blogs/jcullen3/2009/11/05/bank-bailout-report-card-what-are-we-grading/</link>
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		<title>Why Solar Stocks Are a Long-Term Sell</title>
		<description><![CDATA[Amid a number of earnings releases from leading solar companies First Solar (FSLR), Sunpower (SPWRA), and MEMC Electronics (WFR), there is plenty of news to digest on such a dynamic sector. Regardless of how this particular quarter&#8217;s numbers pan out, I believe one inevitable truth will eventually assert itself: solar stocks are nothing special. Solar [...]]]></description>
		<link>http://yovia.com/blogs/jcullen3/2009/10/29/why-solar-stocks-are-a-long-term-sell/</link>
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		<title>Natural Gas and Oil Divergence</title>
		<description><![CDATA[The TK blog wonders why crude oil prices (proxy ticker: USO) and natural gas prices (proxy ticker: UNG) have undergone such a divergence of late.  Professor Donald Marron shows that the historical trading range &#8212; where crude typically trades at 5x to 10x the price of natural gas &#8212; has been blown out of the [...]]]></description>
		<link>http://yovia.com/blogs/jcullen3/2009/08/25/natural-gas-and-oil-divergence/</link>
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