kimberly

Saving money may be tough, but taking small steps has a big impact. When you reduce your spending habits in small ways, this not only saves you that $15 extra dollars weekly on the treat that you buy everyday during work(example), but it also help you to build up your self control when it comes to spending money. It is then easier to apply this to greater financial decisions.

Honestly, you have to fight those urges to buy something on the spot that you “Really Need!” AKA, want. Here are a few different ways to ensure you are making the right decision:

1. How many hours of work did you do in order to buy this? Is it really worth that much of your time and effort?
2. Do you really need this, or is it just a want? It is not bad to get things we want, but really think about bringing it home and how much of an impact it would have on your life.
3. Leave it for later. Leave the store, go home, or get something to eat, and if you forget about it then you know it was not that important. If you remember it, you usually are able to feel either totally fine with going back and purchasing it, or without the pressure of it right in your hands you usually will listen to your conscience if it is a bad idea.
4. Consider the big picture. Think of something absolutely amazing and beneficial to you that really want AND need. Maybe you could really use a new washer or a new set of tools? Maybe even another more reliable car? So think about this, and every time you want to spend the money, set it aside instead. Keep a picture of that end goal on you or in your wallet, even rubber band it to your card or I.D. so you always see it as motivation to save. I guarantee you will feel more fulfilled when you reach that goal that will really help you out. Instead of buying more clothes or knickknacks every paycheck, before you know it you will have something so awesome. So save up for that new appliance or a great down payment for a car.
5. Do you have to get a new one? Is it something that could not be improvised with some things at home? Or, even from a garage sale or thrift store? People give nice things away all of the time because a million different situations and circumstances. Take advantage of these great deals!
6. Imagine the purchase out of context. Things are set up in the store to make you want it, everything is strategic.  But once the purchase is taken out of the display and is placed in your home, will it still have the same appeal?
7. Every breath you take is your chance to change things! This can go for every aspect of your life, even if it is starting with your mindset. Remember, small changes and CELEBRATE SMALL SUCCESSES. From there, bigger ones will come more naturally and easily. You CAN do anything you want to, even if it takes time. Mistakes do happen in everybody’s life, so don’t let them stop you. Saving your money and spending it wisely does not only make this life in this world easier, but it also builds your self esteem and confidence tons. Try it, the most you can lose is.. Less space in your bank account?

I am not currently trying to sway voters to Presidential candidate Mitt Romney, I have recently become more interested in following what has been going on.  With many reasons to stay aware so our informed decisions can bring and keep this country together, we need to stay focused on the facts and what the important issues are.  A new infamous headline that is filling up airtime on television and the radio was that he was not ”concerned about the very poor.” Even this was out of context.  He was then put down because he had misspoken, and the other time Romney spoke on the issue it was okay because of how he said it.  This is unnecessary sidestepping that distracts America from issues such as the war going on in Afghanistan and what we believe the true values of this country are.

I will continue to pray for this election to stay focused on the most important issues that are at hand and for everybody who will be participating in the future of the United States of America.  Good Luck!

~*K*~

I miss everyone so much, and to be honest I was in an unhealthy and dangerous situation for a while that increased greatly after I moved from Florida.  I am in an unknown location at the moment for safety measures, and I would love to hear how everybody is doing and if there is anything I can do to make YOU GUYS happy(:

I love you guys!

♥

My life has taken so many shifts since I was last on my Yovia blog, and I think I was broken down as much as I possibly could have been but I am building my life up bigger and better than it ever was before.

I am actually in school right now so I will have to get back to this at another time.  I miss you Yovia(:

I believe my last post was about Peter Sepulveda, and he has safely made it back here in Lake Havasu City, AZ.  In fact, he is sleeping right next to me on the couch right now!  (:  I just wanted to thank everybody for your thoughts and prayers during the time he was gone, and I thank him so much for how bravely he served our country.  Have an amazing day everyone!!

Peter is my brother-in-law who is in Afghanistan right now and is coming home in June or July of this year. Thank goodness it is so soon, but luckily he is pretty tough. Everybody please keep him in your prayers, because the conditions he has to face and is living in are not comfortable to say the least.  He calls home pretty often which is so awesome.  Peter, we all love you and miss you!!!!!!!!!!!!

Peter and Cooper Sepulveda

When I began this blog last April, I had written in my “About Me” page that I was still finishing up high school, with my original graduation year being 2008. Well, here are pictures of the last week I spent completing this goal, where I did my studies at Mohave Community College in beautiful Lake Havasu City. Yes, I am all done as of 2 weeks ago, and I will have graduation in May. I once was a girl who held herself back and didn’t feel worthy of anything really, and now I am out to better myself, my life, and also the lives of others. I am excited to move on and to become greater still. Watch out world, HERE I COME!

Have a blessed day?

To ensure freedom and the future of the country, citizens must be educated.

                    -© by McGraw-Hill

Haha, this guy totally gets what is coming to him(: Go old lady!!