State Farm Insurance Releases 2010 Nationwide Dog Bite Statistics; California tops list

komicwords — Thu, 19 May 2011 05:36:03 +0000

Dicokot Kirek

Leading insurance provider State Farm has compiled a list of statistics detailing the number of dog bite insurance claims it received in 2010. As far as State Farm claims are concerned, California leads the pack with a total of 369 claims and roughly $11 million in payouts. This averages nearly $30,000 in payouts per dog bite claim. Below are the statistics for the next nine leading states per State Farm’s data analysis:

2. Illinois, 317 claims, $9.7 million paid

3. Ohio, 215 claims, $5.7 million paid

4. Texas, 202 claims, $3.7 million paid

5. Michigan, 166 claims, $5.2 million paid

6. Pennsylvania, 155 claims, $3.9 million paid

7. Florida, 146 claims, $5.6 million paid

8. Minnesota, 139 claims, $3.4 million paid

9. New York, 119 claims, $4.3 million paid

10. Indiana, 114 claims, $1.8 million paid

In total, these ten states were responsible for close to $55 million in insurance payouts for 1,942 claims; averaging $28,321,32 per claim. Out of the top ten leading states, only Ohio has reserved the right to refuse claims on a breed-specific basis. Ohio-based insurance companies are free to refuse claims or raise rates for owners of pit pulls or any American Staffordshire terrier mix. All states allow for insurance companies to inquire about pets and their dispositions on applications for homeowner’s insurance, however.

Since this week is National Dog Bite Prevention Week, it is appropriate to study this phenomenon as well as uncover the legal ramifications associated with dog ownership and what is likely to happen in the unfortunate event a dog were to attack another person.

Dog bites are not limited to postal carriers, although this week’s statistics detailing the number of postal workers attacked by dogs in 2010 is telling of just how realistic this stereotype actually is. In 2010, 5,669 postal employees were attacked by dogs and injuries cost the postal service $1.2 million. Topping the list, 62 letter carriers were attacked in Houston last year. Other top cities for postal worker attacks include Columbus, Ohio, Los Angeles, Louisville, San Antonio and Cleveland.

The best way to avoid injury at the hands of an oncoming canine is to be prepared with knowledge about how to thwart attacks. For instance, never run past a dog you are not familiar with as a dog’s natural instinct is to chase. Always avoid eye contact with a threatening dog and never approach a strange dog even if it is tethered or on a leash. If a dog attack seems imminent, reach for the closest possible object to place between you and the animal. This could be anything from a bicycle to a purse or backpack.

Californians should beware of personal injury lawsuits if they choose to keep dogs as pets. The California legislature has made it easier than nearly every other state for victims of dog bite attacks to hold owners or handlers responsible. While most states require a history of viciousness or a propensity for violence on the part of the dog before strict liability can be applied, California dog bite statutes state that “the owner of any dog is liable for the damages suffered by any person who is bitten by the dog while in a public place or lawfully in a private place, including the property of the owner of the dog, regardless of the former viciousness of the dog or the owner’s knowledge of such viciousness….”

Attorney Emery Brett Ledger specializes in personal injury litigation and hopes to bring awareness to the increasing problem of vicious dog bite attacks. If you or a loved one have been injured by a dog, contact our offices today to set up a free consultation.

Top 10 Best Antivirus This year

komicwords — Thu, 07 Apr 2011 11:12:28 +0000

Microsoft or Linux do not equip their operating system with embedded antivirus system and that what make our computer system vulnerable. Fortunately, we already have software publishers who focus on the research of virus programs and build counter programs to stop the viruses attack before it lands on our functional programs.

Most antivirus is designed to block spywares, Trojans, malware, malicious programs and they have to be compatible with common operating system such as Window XP, Vista, 7, Linux and MAC OS. Some of them are given for free, some of them are paid, and 10 of them are deserved to sit on the list of top 10 best antiviruses in the world below.

#1 BitDefender Antivirus 2011

Cost: US$49.95

BitDefender Antivirus 2011 uses latest detection algorithms and is capable to locate any program that is designed to breach the security system. It scans and blocks malware, Trojan, spyware and any harmful programs that is send through email, messenger or set into anonymous links or programs. The virus program is constantly updated, scan shorter, and it responds faster than the previous one. It comes with full online supports, forums, phone, and email,

#2 Norton Antivirus 2011

Yearly Cost: $69.99

Norton Antivirus 2011 from Symantec is the improved version of Norton antivirus 2010 and it works quicker and scans faster than the former product. It is compatible with all operating system and featured with anti destructive bots system, anti-rootkit system, Norton pulse updates, Norton files insight, Norton download insight and many other feature. With this antivirus you can foresee any program or files that you are willing to add in your computer. Online support and auto updated feature come along with the program.

#3 F-Secure Antivirus 2011

Cost: US $59.99

F-Secure had been reviewed by PC security world and mobile security world and it earns handsome credits from those 2 magazines. F-Secure is embedded with a latest DeepGuard cloud computing system to block Spyware, old and new viruses, malicious bots and malware . It is easy to be configured, lightweight and monitors your system constantly without interferes your computer performance.

#4 ESET Nod32 Antivirus 4

Cost: US$59, 99

ESET Nod32 is a proactive antivirus program and it works best to encounter any spyware, malware or virus programs that are designed to steal your data or to slow your computer system. It is fast and has been certificated by Virus bulletin, AV-Comparatives, OPSWAT, West coast labs and more. It scans every communication channels HTTP, HTTPS and POP3S and scans hidden codes before log it in on your system. The best features of the antivirus programs are ESET SysInspector, ESET’s smart scanner, and ESET SysRescue .All these program work seamlessly without drying out your memory.

#5 TrendMicro Titanium Antivirus

Cost: US$69.95

TrendMicro Titanium is available in 2 variants TrendMicro Titanium Antivirus and TrendMicro Titanium Internet Security. Aside protection features against spyware, malware, phising sites, infected site and malicious link, the program is perfected with 2 GB online storage and PC performance optimizer. Safe chat, save surf and save email is the main campaign of the program

#6 Kaspersky Antivirus 2011

Cost: $59.95

Kaspersky antivirus is known for the lightweight program and updated definitions. It compatibles with all operating system and is known among the fastest antivirus program in the world. It scans every link, every new connection, every chat and every code that install hiddenly behind URLs, images, sounds or files. It is coming with full support and chat

#7 Zonealarm Antivirus 2011

Cost: US$69,95

ZoneAlarm is a business class anti virus program that is designed for home user and it is coming from CheckPoint Software Technologies Ltd. It is featured with standard antivirus features plus 2-way firewall, anti-phising system, advance unified scan engine, advance download protection system, and advanced auto-learn system where it will configure its setting base on your behaviors

#8 AVG Antivirus 2011

Cost: $54.99

AVG antivirus 2011 is faster than the 2010 product and it is coming with LinkScanner and LinkScanner search shield where it will scan any URL and rate it before arrive in your monitor. It is lightweight, fast and quiet. The virus is constantly updated and you get AVG Identity Theft Recovery once you install the program

#9 McAfee Antivirus 2011

Price: US$69, 99

McAfee Antivirus 2011 is coming with better engine, lighter program, faster scanning, and stronger security system. It is 8 times faster than the previous edition and will give complete protection since you unplugged your PC to the internet cable till you uninstall it

#10 CA Antivirus 2011

Cost: $49.99

Out of the basic protection features such as anti-phising, anti-malware, spyware, trojans, bots, CA Antivirus 2011 comes with US$10,000 coverage protection guarantee and from every sales of the antivirus product, US$1 will be donated to “National Center For Missing and Exploited Children”. CA Antivirus listed on the 10^th rank of top 10 best antivirus programs in the world mainly because of the technical features and not from the donation program of course. You can find more review of the program on other web.

Make money Writing

komicwords — Thu, 04 Nov 2010 03:10:44 +0000

Tirani dwitasari

There are many places where we can get paid for it, yovia is good place, but I still dont know how to make money with yovia.the minimum payout is Very high (50) and I cant figure out where is the request payout button available.

Today I am posting at bukisa.I heard them years ago but only have time this money to test them out. I have post 100+ article and so far earns $1+ which is super super tinny,.anyway.this bukisa stuff is test of my make money writing goal. I dont know how much I will make but I bet for this

I make many trafic from stumble upon . I made arround 50 views per article that I stumble on that social bookmark.

here we go my Stumble page

if you like to read and comment on my bukisa page, I welcome you, and this is some of my article there

Man and disease from Mars

Coffee that Jesus DRINK and recommended

Travel to Death in Saudi Arabia

When Egg Acts like Human

komicwords — Fri, 15 Oct 2010 02:21:06 +0000

CLICK and SEE them In FULL COLOR

Funny of the day

komicwords — Thu, 14 Oct 2010 03:36:09 +0000

There are many things to laugh and I hope this is one of it
Funny of the day