As a mom part of my job is budgeting. I need to make sure that my family gets what they need. It is quite hard if you do not have discipline. In most cases I need to sacrifice my wants in order to provide what we need. What I usually do is I make sure that I pay all of our fix bills like electricity, telephone, water bill etc.  Then the rest will be distributed to our food, my kids needs, allowance that I need to go to work etc.  It is really hard to be a mom but I love it. ^_^v