Ever had that sinking feeling when you open your bank statement (or look at your online statement) and see an overdraft or two? Along with the bounced checks, there are the overdraft fees, which are often $20, $30, $40 or even more, per check. You might pay more for the fee than the check was actually worth! Your bank account takes a dive from the black to the red, and you end up paying back all those fees with money you had planned to use for something else.

With overdraft fees being such a nuisance for so many people, it’s great to know that someone is finally doing something about it. Probity Financial Services offers checking accounts with no - that’s right, NO - overdraft fees. Ever. How is that possible? A small monthly fee (smaller than what you’d pay if you bounced just a single check) protects you from being punished by the bank when you accidentally write a check for more than you have in your account. That’s peace of mind when you’re not always sure how much money you’ve got at the end of the week or month!

Probity’s no overdraft fee checking also includes other great features, like no transaction fees (they don’t charge you for using another bank’s ATM), no minimum balances, free online banking and a free MasterCard ATM/Debit card. U.S. citizens over the age of 18 who reside in the U.S. and who have regular Internet access are eligible to get this account, and even if you’ve got some dings on your credit, you may still qualify. Even if other banks have denied you, Probity could be the best way to get back on track and start protecting YOUR money!

Check out their website and consider opening a checking account with no overdraft fees today. It’s a great option, especially in this economy.